Give Your Loved Ones the Protection They Need
Life insurance is an essential component of a sound financial plan. In the event of an untimely death, it can provide financial protection for your family or your business. Caring for and protecting your loved ones from financial burdens upon your death is a wonderful way to show how much you love them.
Choosing Your Life Insurance
There are two types of life insurance: term and permanent. The one that’s right for you depends on many factors, including your budget, the amount of coverage you need, and the length of time you’d like the coverage to last. With quality life insurance, your beneficiaries can use the money you set aside to help pay off debts, cover funeral expenses, and even replace some of the income you would have earned for years to come.
Hogge Insurance Services Inc. only selects plans from the highest-rated life insurance companies. We have more than 30 A-rated companies, including Prudential, John Hancock, and Genworth. We can help tailor-fit an insurance plan to meet your unique needs.
Get in Touch With Us
Please don't feel like you're alone. You can come to us with any concerns and questions you might have. Speaking with a professional, friendly, and knowledgeable insurance agent beats an 800 number any day.
Senior Health Insurance
You turn 65 and think, “Finally! At last I have relief for paying my medical expenses.” What you need to know is what Medicare does NOT cover because the regulations and choices are complicated.
At Hogge Insurance Services Inc., our goal is to become your advocate. We’ll walk through it together, step by step, and give you the tips and tricks you need to understand what you’re paying for.
Medicare Part A covers your hospital care and other related expenses.
This plan covers your medically necessary healthcare expenses, other than those received in a hospital. There is a monthly premium needed to obtain Part B, which is paid to the government.
Medicare Part D are plans that you may choose to assist you in paying for your prescription drugs. There is also a monthly premium for this type of plan.
Medicare Advantage Plans are health plans offered by private companies that receive subsidies from the federal government to provide coverage for members. These types of plans usually include limited benefits for vision, hearing, and prescription drugs.
Get Your Insurance Today
Now that you know exactly what each Medicare plan covers, the next step is to figure out which plans you need to sustain the highest quality of life. Contact us, and we’ll be more than happy to help you get started.